
	Don't forget to factor in closing costs when considering a home sale or purchase. Bryan Appraisal and Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (580) 924-7220 if your needs include a professional REALTOR^® ready for the business side of buying and selling.

Closing costs you should expect

There are certain ordinary costs related to closing the sale of a house. These costs are usually divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Oklahoma to help lead you through your process.

Loan-related closing costs (Learn more)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes commonly paid at closing (Learn more)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Learn more)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing a house in Bryan County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not stunned when you come to the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that are uncertain.